As you change jobs or prepare to retire, you must determine what to do with the funds in your employer-sponsored retirement plan account. Since this money plays a significant role in ensuring that your retirement years are comfortable, it is important to understand your options.

When you retire, taking care of your 401(k) may be the most critical issue. The decisions you make regarding the earnings of your 401(k) plan can significantly impact your financial security for the rest of your life.

It is critical for anyone entering the distribution phase of retirement investing to have a good distribution strategy in place. When you reach the age of 73, you must begin withdrawing cash from conventional IRAs and eligible plans such as 401(k)s.

You may be pleased to find that you can finally afford to stop working after years of saving and planning for retirement. Proper planning in the months leading up to retirement can assist you in making the transition from employee to retiree as painless as possible.

As part of your retirement planning process, properly designating beneficiaries can help you contribute to your heirs' financial well-being by offering them additional alternatives for how they get the money and when those retirement assets are taxed.

Financial advisors often recommend various strategies for investors to follow as they plot their way to retirement. If you feel your retirement investment plan is adrift, consider these ten strategies, which could help steer you in the right direction.

The ability to optimize the amount of benefits you will receive from Social Security will depend on your situation.